Frequently Asked Question
1. What makes Four Quarters Capital different from larger financial firms?
At Four Quarters Capital, we believe financial planning should feel personal, not transactional. We take the time to understand your goals, values, and long-term vision, then build a strategy tailored specifically to you. As an independent firm, our recommendations are designed around what makes sense for your financial life, not sales quotas or corporate products.
2. What services does Four Quarters Capital offer?
Four Quarters Capital offers personalized financial planning and wealth management services, including investment strategy, retirement planning, cash flow management, estate planning, tax planning, college funding, and custom solutions based on your stage of life and financial goals.
3. Do you have a minimum investment requirement?
No. Four Quarters Capital does not have a minimum investment requirement. We believe exceptional financial guidance should be accessible to people at different stages of life, whether you are just starting to build wealth or already managing substantial assets. We also reserve a portion of new client openings for individuals and families beginning their investment journey.
4. How are your fees structured?
Our fees are transparent and based on assets under management. We charge 1.00% on the first $1,000,000, 0.50% on assets from $1,000,001 to $5,000,000, and 0.25% on assets above $5,000,000. All fees are clearly disclosed upfront, and we provide detailed statements so clients always know what they are paying for.
5. What is your investment philosophy?
Our investment philosophy is built on disciplined, evidence-based strategies tailored to each client’s goals, timeline, and comfort with risk. We focus on long-term progress rather than market timing, emphasize tax efficiency where appropriate, and design portfolios to support both current needs and future financial security.
6. How do you keep my accounts secure?
Four Quarters Capital uses established third-party custodians, including Charles Schwab and Altruist, to hold client assets. This means your investments are held separately from our firm as an added layer of protection. We also use secure technology, data protection practices, and regulatory compliance procedures to help safeguard your financial information.
1. What makes Four Quarters Capital different from larger financial firms?
At Four Quarters Capital, we believe financial planning should feel personal, not transactional. We take the time to understand your goals, values, and long-term vision, then build a strategy tailored specifically to you. As an independent firm, our recommendations are designed around what makes sense for your financial life, not sales quotas or corporate products.
2. What services does Four Quarters Capital offer?
Four Quarters Capital offers personalized financial planning and wealth management services, including investment strategy, retirement planning, cash flow management, estate planning, tax planning, college funding, and custom solutions based on your stage of life and financial goals.
3. Do you have a minimum investment requirement?
No. Four Quarters Capital does not have a minimum investment requirement. We believe exceptional financial guidance should be accessible to people at different stages of life, whether you are just starting to build wealth or already managing substantial assets. We also reserve a portion of new client openings for individuals and families beginning their investment journey.
4. How are your fees structured?
Our fees are transparent and based on assets under management. We charge 1.00% on the first $1,000,000, 0.50% on assets from $1,000,001 to $5,000,000, and 0.25% on assets above $5,000,000. All fees are clearly disclosed upfront, and we provide detailed statements so clients always know what they are paying for.
5. What is your investment philosophy?
Our investment philosophy is built on disciplined, evidence-based strategies tailored to each client’s goals, timeline, and comfort with risk. We focus on long-term progress rather than market timing, emphasize tax efficiency where appropriate, and design portfolios to support both current needs and future financial security.
6. How do you keep my accounts secure?
Four Quarters Capital uses established third-party custodians, including Charles Schwab and Altruist, to hold client assets. This means your investments are held separately from our firm as an added layer of protection. We also use secure technology, data protection practices, and regulatory compliance procedures to help safeguard your financial information.
1. What makes Four Quarters Capital different from larger financial firms?
At Four Quarters Capital, we believe financial planning should feel personal, not transactional. We take the time to understand your goals, values, and long-term vision, then build a strategy tailored specifically to you. As an independent firm, our recommendations are designed around what makes sense for your financial life, not sales quotas or corporate products.
2. What services does Four Quarters Capital offer?
Four Quarters Capital offers personalized financial planning and wealth management services, including investment strategy, retirement planning, cash flow management, estate planning, tax planning, college funding, and custom solutions based on your stage of life and financial goals.
3. Do you have a minimum investment requirement?
No. Four Quarters Capital does not have a minimum investment requirement. We believe exceptional financial guidance should be accessible to people at different stages of life, whether you are just starting to build wealth or already managing substantial assets. We also reserve a portion of new client openings for individuals and families beginning their investment journey.
4. How are your fees structured?
Our fees are transparent and based on assets under management. We charge 1.00% on the first $1,000,000, 0.50% on assets from $1,000,001 to $5,000,000, and 0.25% on assets above $5,000,000. All fees are clearly disclosed upfront, and we provide detailed statements so clients always know what they are paying for.
5. What is your investment philosophy?
Our investment philosophy is built on disciplined, evidence-based strategies tailored to each client’s goals, timeline, and comfort with risk. We focus on long-term progress rather than market timing, emphasize tax efficiency where appropriate, and design portfolios to support both current needs and future financial security.
6. How do you keep my accounts secure?
Four Quarters Capital uses established third-party custodians, including Charles Schwab and Altruist, to hold client assets. This means your investments are held separately from our firm as an added layer of protection. We also use secure technology, data protection practices, and regulatory compliance procedures to help safeguard your financial information.
Let’s Plan Your
Next Quarter
With Confidence
Personalized financial planning rooted in Lexington and built for individuals and families who want clear guidance, thoughtful strategy, and long-term confidence.
Let’s Plan Your
Next Quarter
With Confidence
Personalized financial planning rooted in Lexington and built for individuals and families who want clear guidance, thoughtful strategy, and long-term confidence.
Let’s Plan Your
Next Quarter
With Confidence
Personalized financial planning rooted in Lexington and built for individuals and families who want clear guidance, thoughtful strategy, and long-term confidence.